Description: Banking-Sector Problems in the Context of Low-Interest Rate Policy of the ECB by Nele Braun Seminar paper from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,0, University of Applied Sciences Darmstadt, language: English, abstract: This paper deals with the problems of banks in the low rate interest environment due to the monetary policy of the European Central Bank, with focus on bank earnings. Furthermore it includes a brief investigation of the interaction between low interest rates and increased regulation. Firstly, the impacts of the low interest rate policy on the banks are discussed. The next section describes the interaction between low interest rates and increasing regulation. A brief analysis examines whether monetary policy increases or decreases systemic risk follows. Finally, the main findings of the paper are discussed. After the financial crisis in 2008, six years later the negative interest rate policy by the ECB was introduced in order to prevent the effects of the recession and to propel economic recovery. Among other effects, the ECBs low interest rates force commercial banks to lower their interest rates on loans, consequently the demand of the customers for credits rises. On the other hand, the investment of saved money bears less interest - the banks do not want to deposit the money of their customers with themselves, in some cases even penalty interests are raised. The aim of the ECBs monetary policy is therefore: more corporate investment through cheap loans and more customer consumption due to unattractive interest rates. FORMAT Paperback CONDITION Brand New Details ISBN3346065723 Author Nele Braun Pages 28 Publisher Grin Verlag Year 2019 ISBN-10 3346065723 ISBN-13 9783346065728 Format Paperback Publication Date 2019-10-24 Imprint Grin Verlag We've got this At The Nile, if you're looking for it, we've got it. With fast shipping, low prices, friendly service and well over a million items - you're bound to find what you want, at a price you'll love! TheNile_Item_ID:159565706;
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ISBN-13: 9783346065728
Book Title: Banking-Sector Problems in the Context of Low-Interest Rate Polic
Publisher: GRIN Verlag
Item Height: 210 mm
Subject: Business
Publication Year: 2019
Number of Pages: 28 Pages
Publication Name: Banking-Sector Problems in the Context of Low-Interest Rate Policy of the Ecb
Language: English
Type: Textbook
Item Weight: 50 g
Author: Nele Braun
Item Width: 148 mm
Format: Paperback
